Health Professions Student Loan (HPSL)

Eligibility is based on current need and prior student loan debt. Regardless of the student's age or marital status, complete parental data is required on both the FAFSA and the CSS Profile. The maximum annual loan available is defined as cost of attendance; however, available funds are usually not sufficient to allow maximum awards. Interest is fixed at 5% during the repayment period, which begins one year after the borrower ceases to be enrolled at least half-time.

Federal Direct Unsubsidized Stafford Loans (FDUSL)

The Federal Direct Unsubsidized Stafford loan allow Health Professions students to borrow up to $40,500 per year. During school and periods of deferment, principal is deferred but interest accrues from the date of disbursement.

Federal Direct Grad PLUS Loans

The Federal Direct Grad PLUS loan is available to graduate and professional students who have borrowed the maximum unsubsidized loan amounts but still have educational costs that are not covered by other financial aid. In addition to the FAFSA, this program requires a separate application and approval is based upon a credit history review. The interest rate is fixed and there is an origination fee on the amount borrowed. Interest starts to accrue on disbursement, and repayment begins six months after a student ceases to be enrolled at least half-time.

Grad PLUS Loan Application